RESUME - CURRICULUM VITAE - JOSEF HEMMINGSSON WORK EXPERIENCE   Founder, owner and consultant - Intelligate Consulting AB, Stockholm, Sweden. July 2014 - ongoing.     • Analytical services within insurance, actuarial services, Solvency II, SAS and data modeling.     • Solvency II related assignments including:     + Data Warehouse Architect for one of Swedens largest credit insurers.     + Tech Lead for one of Scandinavias largest non-life insurance companies.     + Disclosure Requirements Advisor for one of Scandinavias largest home insurance companies.     + Technical Provisions Documentation Specialist for one of Swedens leading reinsurance companies.     + www.intelligate.se   Solvency II Technical Lead - RSA Scandinavia, Stockholm, Sweden. May - June 2014.     • Finalize deliveries of Solvency II data to the actuarial department and disclosures.     + Trimmed calculation engines for exposure data, reducing run times and data volumes with ~95%.   Part time Solvency II Technical Advisor - RSA Scandinavia, Stockholm, Sweden. November 2013 - May 2014.     • Support the Solvency II Data & Applications work stream in the deliveries of crucial data within strict deadlines.     + Successfully delivered a full TP delivery for disclosures (E & F-templates) within tight timeframes.   Full Time DAD for Matilda Hemmingsson, Bromma, Sweden. July 2013 - April 2014.     • Walk training. Dog imitation. Bus chasing.     + Learned how to deal with a new kind of customer ;)   Solvency II Technical Lead - RSA Scandinavia, Stockholm, Sweden. January 2012 - June 2013.     • Gather data requirements for the Internal Capital Model, Standard Formula, Technical Provisions and Disclosures.     • Review data requirements for Solvency II, with a focus on accuracy, completeness and materiality.     • Build ETLs and Data Models to service internal data users and deliver long term solutions within a new data structure.     + Gathered all required specifications and documentations, to fulfil the internal customers needs.     + Designed and implemented ETLs and data models for a new Solvency II data storage. .   Solvency II Data Analyst - RSA Scandinavia, Stockholm, Sweden. January - December 2011.     • Remediate data issues within Data Warehouses, General Ledgers and manual data sources.     • Resolve data issues to lay the groundwork towards Solvency II compliance for RSA Scandinavia.     + Identified and remediated quality issues in the existing data warehouses.     + Automated processes for identifying possible future discrepancies.     + Designed and implemented new data flows from underlying source systems to feed the data warehouse with new data.   Motor Pricing Specialist - RSA & Al Ahlia Insurance, Muscat, Oman. June - December 2010.     • Profitability and pricing analysis for the motor portfolio, both personal lines and commercial lines.     • Build new tariff structure and refine the rating strategy.     • Monitor impact on GWP, risk mix and profitability as the tariff is modified.     + Implemented a new tariff for the motor portfolio.     + Transformed the risk mix and increased the profitability significantly, with only moderate effects on GWP.   Non-Life Pricing Actuary - Trygg Hansa, Stockholm, Sweden. March 2007 - June 2010.     • Actuarial pricing analysis with a focus on house, home, content and specialty.     • Develop models for Hitrates, Retention, Customer Value, Customer Lifetime, Rate Movements, Risk Mix and Sales.     • Build management information reports to Underwriters, Marketing, Portfolio Managers and Key Account Managers.     • Estimate effects of a new Motor TPL legislation. Produce reports to Ministry of Health and Social Affairs.     • Develop and implement automatic and deterministic fraud detection systems for claims, using Bayesian Networks.     + Automated and improved the pricing models for personal property.     + Successfully designed, developed and implemented models for business intelligence KPIs as mentioned above.     + Developed 6 complete fraud models in cooperation with the fraud department and IT.     + After 1 year of development - the fraud models paid back the full development cost in 2 months.   Claims adjustor - Trygg Hansa, Umeå, Sweden. September 2005 - March 2007.     • Handling claims within personal accident and health.     • Software tester for the claims system.   Student Assistant - UCIE, Wright State University, Dayton, OH, USA. March - June 2004.     • Guided international students to find solutions for academic and practical issues.   Claims Adjustor - Trygg Hansa, Umeå, Sweden. June - August, 2002 & 2003.     • Handling claims within travel and accident. ACHIEVEMENTS   Work related.     • Platinum Club Award nominee - 2009 & 2013.     • Smart goal assessment:.           Superior 2007, Outstanding 2008, Superior 2009, Good 2010, Superior 2011, Superior 2012, Superior 2013.     • Ranked #1 in an internal survey when 200 respondents throughout RSA Scandinavia were asked:.           "Who do you turn to for data?" and "How service minded is this person?". October 2012.     • Selected to represent RSA Group PLC on their new careers website, to attract new talents. September 2012.           Visit the website - under "Actuary". Click here!.     • Fast Track - participated in a global 2 year development programme, graduated in July 2011.     • RSA Scandinavia Finance Awards - "From less waiting to be trained - to more owning your development". May 2011.   Personal.     • Member of Mensa, after taking a standardised and supervised test with top 1% result (42/45). 2009. EDUCATION   Umeå University - Umeå, Sweden. 1999 - 2005.     • Master of Science in Economics and Business Administration, Major in Finance. June 2005.         Thesis title: Currency Derivative Trade - Banking Choices and Government Interventions.     + Read the Thesis here.     • Bachelor of Science in Economics and Business Administration. Major in Finance. November 2004.         Thesis title: Hedging with Currency Derivatives - A Useful Strategy for Smaller Companies?     + Read the Thesis here.     • Bachelor of Science in Mathematics. February 2003.         Thesis title: The AKS Algorithm.     + Read the Thesis here.   Wright State University - Dayton, OH, USA. 2003 - 2004.     • Master level studies in Finance and Mathematics. Complementary courses in Economics.   Härnösands gymnasium - Härnösand, Sweden. 1996 - 1999.     • High school degree, scientific program. COMPUTER SKILLS     • Professional programmer in SAS Base 9.1 and SAS on SPDS.     • Well experienced programmer in SAS Data Integration Studio 4.3 and 4.4.     • Highly proficient in Microsoft Office including basic VBA programming in Excel.     • Experienced user of Hugin Expert / Developer for Bayesian Network Modeling.     • Well experienced in html and good knowledge in java, c++ and ml programming.     • Very confident in using both Mac and PC. LANGUAGES     • Swedish - native.     • English - fluent.     • Danish and Norwegian - very good understanding.     • French - some understanding.
	CONTACT ME josef@intelligate.se +46 (0)70 360 89 67

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